Top 5 Tips

So, you're ready to trade in the family hand-me-down and begin building your credit with a new car purchase? Beaver Valley Auto Mall is here to help! A gently used vehicle is a great place to start because you can get an excellent car for an affordable price at a lower insurance rate and choose from various leading brands such as Nissan, Jeep, Chevrolet, Dodge, and Ram. We also offer Guaranteed Credit Approval and added peace of mind with your purchase courtesy of our Lifetime Powertrain Warranty on every vehicle in our inventory. Review our tips for first-time car buyers, then stop by our showroom for a closer look at any car, truck, crossover, or SUV that piques your interest.

Do Your Research

You're off to a great start because our website offers reviews on used Nissan models, used Jeep models, used Ram models, and more. By simply browsing our used vehicles for sale, you can learn all about what they offer, such as trims, driveline, fuel type, and any packages offered. By getting to know each vehicle, you can make an educated decision. Our website provides numerous tips for first-time car buyers via our used car buying guide to help answer general questions but feel free to contact our staff if something more specific comes up, and we'll be happy to assist you.


Discover Your Financing Options

By exploring your budget, you can better determine if you want to purchase a vehicle outright or make monthly payments. If you decide to set up a finance plan, we'll help you achieve a payment plan that aligns with your lifestyle. In general, it is best to ensure your car cost is approximately 10% of your monthly income. A trade-in vehicle will also be considered a deposit and factor into your total purchase price. Auto financing terms typically range from 36 to 84 months, and the longer your period, the lower the payment will likely be. We will go over the contract with you to ensure you understand it thoroughly.

Check Your Credit Score

By applying for our Guaranteed Credit Approval, you can find out your credit score, which helps let lending facilities know that you are reliable and will pay your payments on time. If you have not yet established credit, it always helps to have a co-signer, but this is not something we require at Beaver Valley Auto Mall. Continue reviewing our tips for first-time car buyers, then fill out a finance application to begin the process.

Save Up For a Down Payment

Another one of our tips for first-time car buyers is to maximize your budget. Most auto lenders will want to see a 10% to 20% down payment of the car's total purchase price. For example, with a Nissan Rogue priced at $15,000, a down payment of $1,500 to $2,000 is appropriate. One advantage to applying a larger down payment is the total loan amount will decrease, as will your monthly payment. Utilize our Car Payment Calculator to estimate how much you will pay per month according to the price, down payment, and term length.


Enjoy Your New Ride

Topping off our tips for first-time car buyers, we want you to enjoy your new vehicle to the fullest. Our gently used inventory features stellar selections, including best-selling names such as the Nissan Altima, the Nissan Sentra, Nissan Rogue Sport, and more. You have a wide range of leading brands to choose from and any body style you can think of, such as sports coupes, sedans, crossovers, SUVs, trucks, vans, and more. Our expert service team has you covered for the lifetime of your vehicle!

Find Your First Car Here

We hope you enjoyed our tips for first-time car buyers! Now that you are prepped for a smooth first car buying experience visit Beaver Valley Auto Mall to transform your travels. Our caring staff is standing by to assist you in turning the page to a new chapter in your life, and we encourage you to check out our premier options. Let us know which vehicle you want to begin your journey in, and we'll acquire the keys for your test drive.

Contact Beaver Valley Auto Mall

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Beaver Valley Automall

750 Beaver Valley Mall RT 18
Directions Monaca, PA 15061

  • Sales: (724) 371-0566


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 6:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 6:00PM
  • Saturday 9:00AM - 4:00PM
  • Sunday Closed